Article 428l
50 % available stable funding factor
The following liabilities and capital items or instruments shall be subject to a 50 % available stable funding factor:
(a)
deposits received that fulfil the criteria for operational deposits set out in the delegated act referred to in Article 460(1);
(b)
liabilities with a residual maturity of less than one year provided by:
(i)
the central government of a Member State or of a third country;
(ii)
regional governments or local authorities of a Member State or of a third country;
(iii)
public sector entities in a Member State or in a third country;
(iv)
multilateral development banks referred to in Article 117(2) and international organisations referred to in Article 118;
(v)
non-financial corporate customers;
(vi)
credit unions authorised by a competent authority, personal investment companies and clients that are deposit brokers to the extent that those liabilities do not fall under point (a) of this paragraph;
(c)
liabilities with a residual contractual maturity of a minimum of six months but less than one year that are provided by:
(i)
the ECB or the central bank of a Member State;
(ii)
the central bank of a third country;
(iii)
(d)
any other liabilities and capital items or instruments with a residual maturity of a minimum of six months but less than one year not referred to in Articles 428m, 428n and 428o.