Article 3 | CRR | Regulation 575/2013

Updated 09/03/2025

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In force

Version from: 01/01/2025

Amendments

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There is currently no Level 2 legal act based on or specifying Article 3.

Article 3 - Regulation 575/2013 (CRR)

Article 3

Application of stricter requirements by institutions

This Regulation shall not prevent institutions from holding own funds and their components in excess of, or applying measures that are stricter than those required by this Regulation.

Recitals

PART ONE - GENERAL PROVISIONS (Article 1-24)

TITLE I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-5a)Article 1 - Scope Article 2 - Supervisory powers Article 3 - Application of stricter requirements by institutions Q&A Article 4 - Definitions RTSQ&AGL Article 5 - Definitions specific to capital requirements for credit risk Q&A Article 5a - Definitions specific to crypto-assets

TITLE II - LEVEL OF APPLICATION OF REQUIREMENTS (Article 6-24)

PART TWO - OWN FUNDS AND ELIGIBLE LIABILITIES (Article 25-91)

PART THREE - CAPITAL REQUIREMENTS (Article 92-386)

PART FOUR - LARGE EXPOSURES (Article 387-403)

PART FIVE - EXPOSURES TO TRANSFERRED CREDIT RISK (Article 404-410)

PART SIX - LIQUIDITY (Article 411-428az)

PART SEVEN - LEVERAGE (Article 429-429g)

PART SEVEN A - REPORTING REQUIREMENTS (Article 430-430c)

PART EIGHT - DISCLOSURE BY INSTITUTIONS (Article 431-455)

PART NINE - DELEGATED AND IMPLEMENTING ACTS (Article 456-464)

PART TEN - TRANSITIONAL PROVISIONS, REPORTS, REVIEWS AND AMENDMENTS (Article 465-520)

PART ELEVEN - FINAL PROVISIONS (Article 521)

ANNEX I Q&A ANNEX II RTSDAQ&A ANNEX III ITSQ&A ANNEX IV Q&A

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Level 2 legal acts

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Article 3 - Regulation 575/2013 (CRR)

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