1.   When a loan granted to a project owner is secured by credit protection arrangements, crowdfunding service providers shall take all reasonable steps to gather information on:

(a)	the accuracy of the valuation of the collateral and guarantees;

(b)	the effectiveness and enforceability of the collateral and guarantees.

2.   Crowdfunding service providers shall regularly assess and monitor the value of collateral and guarantees, and take appropriate action if the value of collateral materially decreases.