Article 6
Information to be considered in the credit risk assessments of crowdfunding projects or project owners
When assessing the credit risk of crowdfunding projects or project owners, crowdfunding service providers shall consider all of the following information:
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(a) |
the description of the crowdfunding project; |
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(b) |
the purpose of the loan; |
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(c) |
the ownership structure of the project owner; |
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(d) |
the business plan underlying the crowdfunding project; |
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(e) |
the availability of collateral or guarantees. |