Article 4
Approaches and information for credit risk assessment and loan valuation
For the purposes of this chapter, crowdfunding service providers shall:
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(a) |
adopt methods and approaches to credit risk assessment and loan valuation that are proportionate to the size, type and maturity of the loan and to the characteristics of the project owner and of the crowdfunding project; |
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(b) |
use accurate, reliable and up-to-date information and data. |