Updated 05/02/2025
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Version from: 14/11/2024
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Article 80 - Delegated Regulation 2015/35

Article 80

Ring-fenced funds requiring adjustments

1.  

A reduction of the reconciliation reserve referred to in Article 70(1)(e) shall be required where own-fund items within a ring-fenced fund have a reduced capacity to fully absorb losses on a going-concern basis due to their lack of transferability within the insurance or reinsurance undertaking for any of the following reasons:

(a) 

the items can only be used to cover losses on a defined portion of the insurance or reinsurance undertaking's insurance or reinsurance contracts;

(b) 

the items can only be used to cover losses in respect of certain policy holders or beneficiaries;

(c) 

the items can only be used to cover losses arising from particular risks or liabilities.

2.  
The own-fund items referred to in paragraph 1, (hereinafter referred to as ‘restricted own-fund items’), shall not include the value of future transfers attributable to shareholders.