Updated 05/02/2025
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Version from: 14/11/2024
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ANNEX XVI - Delegated Regulation 2015/35

ANNEX XVI

HEALTH CATASTROPHE RISK SUB-MODULE OF THE SOLVENCY CAPITAL REQUIREMENT STANDARD FORMULA

GEOGRAPHICAL SEGMENTATION AND RISK FACTORS FOR THE MASS ACCIDENT RISK SUB-MODULE



Country s

rs — Ratio of persons affected by the mass accident in country s

Republic of Austria

0,30 %

Kingdom of Belgium

0,25 %

Republic of Bulgaria

0,30 %

Republic of Croatia

0,40 %

Republic of Cyprus

1,30 %

Czech Republic

0,10 %

Kingdom of Denmark

0,35 %

Republic of Estonia

0,45 %

Republic of Finland

0,35 %

French Republic; Principality of Monaco; Principality of Andorra

0,05 %

Hellenic Republic

0,30 %

Federal Republic of Germany

0,05 %

Republic of Hungary

0,15 %

Republic of Iceland

2,45 %

Ireland

0,95 %

Italian Republic; Republic of San Marino; Vatican City State

0,05 %

Republic of Latvia

0,20 %

Republic of Lithuania

0,20 %

Grand Duchy of Luxemburg

1,05 %

Republic of Malta

2,15 %

Kingdom of the Netherlands

0,15 %

Kingdom of Norway

0,25 %

Republic of Poland

0,10 %

Portuguese Republic

0,30 %

Romania

0,15 %

Slovak Republic

0,30 %

Republic of Slovenia

0,40 %

Kingdom of Spain

0,10 %

Kingdom of Sweden

0,25 %

Swiss Confederation

0,25 %

United Kingdom of Great Britain and Northern Ireland

0,05 %

DEFINITION OF EVENTS AND RISK FACTORS FOR THE MASS ACCIDENT RISK SUB-MODULE AND ACCIDENT CONCENTRATION RISK SUB-MODULE



Event type e

xe — Ratio of persons which will be affected by event type e as the result of the accident

Death caused by an accident

10 %

Permanent disability caused by an accident

3,5 %

Disability that lasts 12 months caused by an accident

16,5 %

Medical treatment caused by an accident

30 %

DEFINITION OF HEALTHCARE UTILISATION AND RISK FACTORS FOR THE PANDEMIC RISK SUB-MODULE



Healthcare utilisation type h

Hh — Ratio of persons with clinical symptoms which will utilise healthcare of type h

Hospitalisation

1 %

Consultation with a medical practitioner

20 %

No formal medical care sought

79 %