ANNEX XVI
HEALTH CATASTROPHE RISK SUB-MODULE OF THE SOLVENCY CAPITAL REQUIREMENT STANDARD FORMULA
GEOGRAPHICAL SEGMENTATION AND RISK FACTORS FOR THE MASS ACCIDENT RISK SUB-MODULE
Country s |
rs — Ratio of persons affected by the mass accident in country s |
Republic of Austria |
0,30 % |
Kingdom of Belgium |
0,25 % |
Republic of Bulgaria |
0,30 % |
Republic of Croatia |
0,40 % |
Republic of Cyprus |
1,30 % |
Czech Republic |
0,10 % |
Kingdom of Denmark |
0,35 % |
Republic of Estonia |
0,45 % |
Republic of Finland |
0,35 % |
French Republic; Principality of Monaco; Principality of Andorra |
0,05 % |
Hellenic Republic |
0,30 % |
Federal Republic of Germany |
0,05 % |
Republic of Hungary |
0,15 % |
Republic of Iceland |
2,45 % |
Ireland |
0,95 % |
Italian Republic; Republic of San Marino; Vatican City State |
0,05 % |
Republic of Latvia |
0,20 % |
Republic of Lithuania |
0,20 % |
Grand Duchy of Luxemburg |
1,05 % |
Republic of Malta |
2,15 % |
Kingdom of the Netherlands |
0,15 % |
Kingdom of Norway |
0,25 % |
Republic of Poland |
0,10 % |
Portuguese Republic |
0,30 % |
Romania |
0,15 % |
Slovak Republic |
0,30 % |
Republic of Slovenia |
0,40 % |
Kingdom of Spain |
0,10 % |
Kingdom of Sweden |
0,25 % |
Swiss Confederation |
0,25 % |
United Kingdom of Great Britain and Northern Ireland |
0,05 % |
DEFINITION OF EVENTS AND RISK FACTORS FOR THE MASS ACCIDENT RISK SUB-MODULE AND ACCIDENT CONCENTRATION RISK SUB-MODULE
Event type e |
xe — Ratio of persons which will be affected by event type e as the result of the accident |
Death caused by an accident |
10 % |
Permanent disability caused by an accident |
3,5 % |
Disability that lasts 12 months caused by an accident |
16,5 % |
Medical treatment caused by an accident |
30 % |
DEFINITION OF HEALTHCARE UTILISATION AND RISK FACTORS FOR THE PANDEMIC RISK SUB-MODULE
Healthcare utilisation type h |
Hh — Ratio of persons with clinical symptoms which will utilise healthcare of type h |
Hospitalisation |
1 % |
Consultation with a medical practitioner |
20 % |
No formal medical care sought |
79 % |