Updated 18/09/2024
In force

Version from: 12/09/2023
Amendments
QA2021_6256 - Other topics
Status: Final
Answered: 28/06/2024
Art. 32
QA2023_6946 - Other topics
Status: Under Review
Published: 21/12/2023
Art. 32
QA2021_6321 - Strong customer authentication and common and secure communication (incl. access)
Status: Final
Answered: 27/01/2023
Art. 32
QA2024_7093 - Other topics
Status: Rejected
Repelled: 30/07/2024
Art. 32(2)
QA2019_4661 - Strong customer authentication and common and secure communication (incl. access)
Status: Final
Answered: 09/08/2019
Art. 32(2)
QA2020_5184 - Strong customer authentication and common and secure communication (incl. access)
Status: Final
Answered: 05/03/2021
Art. 32(3)
QA2021_5763 - Strong customer authentication and common and secure communication (incl. access)
Status: Final
Answered: 23/04/2021
Art. 32(3)
QA2021_6029 - Strong customer authentication and common and secure communication (incl. access)
Status: Final
Answered: 17/12/2021
Art. 32(3)
QA2021_6156 - Strong customer authentication and common and secure communication (incl. access)
Status: Final
Answered: 27/01/2023
Art. 32(3)
QA2021_6246 - Strong customer authentication and common and secure communication (incl. access)
Status: Final
Answered: 14/10/2022
Art. 32(3)
QA2023_6767 - Strong customer authentication and common and secure communication (incl. access)
Status: Final
Answered: 29/09/2023
Art. 32(3)
QA2024_7003 - Strong customer authentication and common and secure communication (incl. access)
Status: Rejected
Repelled: 30/07/2024
Art. 32(3)
QA2024_7017 - Strong customer authentication and common and secure communication (incl. access)
Status: Under Review
Published: 22/02/2024
Art. 32(3)
QA2023_6687 - Strong customer authentication and common and secure communication (incl. access)
Status: Final
Answered: 29/09/2023
Art. 32(4)
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Article 32 - Obligations for a dedicated interface

Article 32

Obligations for a dedicated interface

1.  
Subject to compliance with Article 30 and 31, account servicing payment service providers that have put in place a dedicated interface shall ensure that the dedicated interface offers at all times the same level of availability and performance, including support, as the interfaces made available to the payment service user for directly accessing its payment account online.
2.  
Account servicing payment service providers that have put in place a dedicated interface shall define transparent key performance indicators and service level targets, at least as stringent as those set for the interface used by their payment service users both in terms of availability and of data provided in accordance with Article 36. Those interfaces, indicators and targets shall be monitored by the competent authorities and stress-tested.
3.  
Account servicing payment service providers that have put in place a dedicated interface shall ensure that this interface does not create obstacles to the provision of payment initiation and account information services. Such obstacles, may include, among others, preventing the use by payment service providers referred to in Article 30(1) of the credentials issued by account servicing payment service providers to their customers, imposing redirection to the account servicing payment service provider's authentication or other functions, requiring additional authorisations and registrations in addition to those provided for in Articles 11, 14 and 15 of Directive (EU) 2015/2366, or requiring additional checks of the consent given by payment service users to providers of payment initiation and account information services.
4.  
For the purpose of paragraphs 1 and 2, account servicing payment service providers shall monitor the availability and performance of the dedicated interface. Account servicing payment service providers shall publish on their website quarterly statistics on the availability and performance of the dedicated interface and of the interface used by its payment service users.