Updated 05/02/2025
In force

Version from: 11/01/2018
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PAD ToolImplementing Regulation 2018/34
Article 9

Article 9 - Implementing Regulation 2018/34

Article 9

Presentation of packages of services charged separately from fees under the sub-heading a ‘General account services’

1.  

Where payment service providers offer a package of services linked to a payment account with the account and the package is charged separately from any fees under the sub-heading ‘General account services’, as referred to in the table of services and fees, payment service providers shall include the following information in the table on package of services:

(a) 

a list of all services included in the package, regardless of whether they are included in the final national list of most representative services linked to a payment account referred to in Article 3(5) of Directive 2014/92/EU;

(b) 

the quantity of each service covered by the package fee, which may be either a number or an indication that the number of services is not limited;

(c) 

the package fee, in the column ‘Fee’, right aligned.

2.  
Where the package is charged with regular frequency, the frequency shall be displayed in the ‘Fee’ column and left aligned, with the total annual fee displayed on the line directly underneath the frequency, in bold type and using the wording ‘Total annual fee’.
3.  
Payment service providers shall include information on the additional fee for any service that exceeds the quantity covered by the package of services as set out in Article 10.
4.  
Where the number of all services in the package is not limited, payment service providers shall delete the statement at the bottom of the table that reads ‘Services beyond these quantities will be charged separately’.
5.  
Where more than one package falling under paragraph 1 is included in the fee information document, payment service providers shall provide the information under this Article for each package in a separate table, indicating the brand name of the package of services, where applicable.
6.  
Payment service providers shall delete the entire table, where the package of services is not offered with the account, or where the package of services is charged as part of the fee for any general account services.