Updated 22/12/2024
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Version from: 07/03/2024
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Article 45 - Highly secured arrangements maintaining cash

Article 45

Concentration limits

1.  
A CCP shall establish and implement policies and procedures to ensure that the financial instruments in which its financial resources are invested remain sufficiently diversified.
2.  

A CCP shall determine concentration limits and monitor the concentration of its financial resources at the level of:

(a) 

individual financial instruments;

(b) 

types of financial instruments;

(c) 

individual issuers;

(d) 

types of issuers;

(e) 

counterparties with which arrangements as provided for in points (b) and (c) of Article 44(1) or in Article 45(2) are established.

3.  

When considering types of issuers a CCP shall take into account the following:

(a) 

geographic distribution;

(b) 

interdependencies and multiple relationships that an entity may have with a CCP;

(c) 

the level of credit risk;

(d) 

exposures the CCP have to the issuer through products cleared by the CCP.

4.  
The policies and the procedures shall determine the risk mitigation measures to be applied when the concentration limits are exceeded.
5.  
When determining the concentration limit for a CCP’s exposure to an individual issuer or custodian, a CCP shall aggregate and treat as a single risk, the exposure to all financial instruments issued by, or explicitly guaranteed by, the issuer and all financial resources deposited with the custodian.
6.  
A CCP shall monitor on a regular basis the adequacy of its concentration limit policies and procedures. In addition, a CCP shall review its concentration limit policy and procedure at least annually and whenever a material change occurs that affects the risk exposure of the CCP.
7.  
If the CCP breaches a concentration limit set out in its policies and procedures, it shall inform the competent authority immediately. The CCP shall rectify the breach as soon as possible.