Article 2
Information to be requested in accordance with Article 21(2) of Regulation (EU) 2020/1503
1. The information that crowdfunding service providers are to request from prospective non-sophisticated investors regarding their experience and basic understanding of risks involved in investing shall include, to the extent appropriate to the nature, scale and complexity of the crowdfunding service offered and the type of investment envisaged, the following:
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(a) |
the types of investment services and financial investments with which the prospective non-sophisticated investor is familiar; |
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(b) |
the nature, volume and frequency of the prospective non-sophisticated investor’s past transactions in transferable securities, admitted instruments for crowdfunding purposes or loans, including in early or expansion stage businesses, and the period over which those transactions have been carried out; |
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(c) |
the level of education and profession or relevant former profession of the prospective non-sophisticated investor, including any professional experience or skills acquired in relation to crowdfunding investments. |
2. The information that crowdfunding service providers are to request from prospective non-sophisticated investors regarding their investment objectives shall include, where relevant in relation to the type of crowdfunding service offered, the following:
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(a) |
information on the prospective non-sophisticated investors’ expected holding period of investments; |
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(b) |
the risk profile of the prospective non-sophisticated investors and their preferences regarding the sustainability of investments; |
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(c) |
the aims of the prospective non-sophisticated investors’ investment. |
3. When assessing the financial situation of prospective non-sophisticated investors, crowdfunding service providers shall take into consideration the results of the simulation referred to in Article 21(5) of Regulation (EU) 2020/1503.