(a)

the size of potential detrimental consequences from the perspective of the individual PEPP saver and in the case of a large number of current and potential PEPP savers, the potential detrimental consequences for a cluster of PEPP savers, taking into account, in particular:

(b)

the size and total amount of accumulated capital of the PEPP;

(c)

the notional value of the PEPP;

(d)

the probability, scale and nature of any detriment, including the amount of loss potentially suffered;

(e)

the anticipated duration of the detrimental consequences;

(f)

the volume of the contributions;

(g)

the number, and the fit and proper requirements of intermediaries involved;

(h)

the growth of the market or sales;

(i)

the average amount invested by each PEPP saver in the PEPP;

(j)

the coverage level specified in national insurance guarantee schemes law, where such schemes exist;

(k)

the value of the technical provisions with respect to the PEPPs;

(l)

whether the underlying assets of the PEPP pose a high risk to the performance of transactions entered into by participants or PEPP savers in the relevant market;

(m)

whether the characteristics of the PEPP make it particularly susceptible to being used for the purpose of financial crime, in particular whether those characteristics could potentially encourage the use of the PEPP for: