Updated 05/02/2025
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ANNEX V - Implementing Regulation 2020/1225

ANNEX V

Underlying exposures template — Automobile

FIELD CODE

FIELD NAME

FORMAT

Underlying exposures information section

AUTL1

Unique Identifier

{ALPHANUM-28}

AUTL2

Original Underlying Exposure Identifier

{ALPHANUM-1000}

AUTL3

New Underlying Exposure Identifier

{ALPHANUM-1000}

AUTL4

Original Obligor Identifier

{ALPHANUM-1000}

AUTL5

New Obligor Identifier

{ALPHANUM-1000}

AUTL6

Data Cut-Off Date

{DATEFORMAT}

AUTL7

Pool Addition Date

{DATEFORMAT}

AUTL8

Date Of Repurchase

{DATEFORMAT}

AUTL9

Redemption Date

{DATEFORMAT}

AUTL10

Geographic Region — Obligor

{NUTS}

AUTL11

Geographic Region Classification

{YEAR}

AUTL12

Employment Status

{LIST}

AUTL13

Credit Impaired Obligor

{Y/N}

AUTL14

Obligor Legal Type

{LIST}

AUTL15

Customer Type

{LIST}

AUTL16

Primary Income

{MONETARY}

AUTL17

Primary Income Type

{LIST}

AUTL18

Primary Income Currency

{CURRENCYCODE_3}

AUTL19

Primary Income Verification

{LIST}

AUTL20

Revenue

{MONETARY}

AUTL21

Financial Statement Currency

{CURRENCYCODE_3}

AUTL22

Special Scheme

{ALPHANUM-10000}

AUTL23

Product Type

{LIST}

AUTL24

Origination Date

{DATEFORMAT}

AUTL25

Maturity Date

{DATEFORMAT}

AUTL26

Original Term

{INTEGER-9999}

AUTL27

Origination Channel

{LIST}

AUTL28

Currency Denomination

{CURRENCYCODE_3}

AUTL29

Original Principal Balance

{MONETARY}

AUTL30

Current Principal Balance

{MONETARY}

AUTL31

Purchase Price

{PERCENTAGE}

AUTL32

Amortisation Type

{LIST}

AUTL33

Principal Grace Period End Date

{DATEFORMAT}

AUTL34

Scheduled Principal Payment Frequency

{LIST}

AUTL35

Scheduled Interest Payment Frequency

{LIST}

AUTL36

Payment Method

{LIST}

AUTL37

Payment Due

{MONETARY}

AUTL38

Balloon Amount

{MONETARY}

AUTL39

Down Payment Amount

{MONETARY}

AUTL40

Current Interest Rate

{PERCENTAGE}

AUTL41

Current Interest Rate Index

{LIST}

AUTL42

Current Interest Rate Index Tenor

{LIST}

AUTL43

Current Interest Rate Margin

{PERCENTAGE}

AUTL44

Interest Rate Reset Interval

{INTEGER-9999}

AUTL45

Interest Rate Cap

{PERCENTAGE}

AUTL46

Interest Rate Floor

{PERCENTAGE}

AUTL47

Number Of Payments Before Securitisation

{INTEGER-9999}

AUTL48

Percentage Of Prepayments Allowed Per Year

{PERCENTAGE}

AUTL49

Prepayment Fee

{MONETARY}

AUTL50

Prepayment Fee End Date

{DATEFORMAT}

AUTL51

Prepayment Date

{DATEFORMAT}

AUTL52

Cumulative Prepayments

{MONETARY}

AUTL53

Manufacturer

{ALPHANUM-100}

AUTL54

Model

{ALPHANUM-100}

AUTL55

Year Of Registration

{YEAR}

AUTL56

New Or Used

{LIST}

AUTL57

Energy Performance Certificate Value

{LIST}

AUTL58

Energy Performance Certificate Provider Name

{ALPHANUM-100}

AUTL59

Original Loan-To-Value

{PERCENTAGE}

AUTL60

Original Valuation Amount

{MONETARY}

AUTL61

Original Residual Value Of Vehicle

{MONETARY}

AUTL62

Option To Buy Price

{MONETARY}

AUTL63

Securitised Residual Value

{MONETARY}

AUTL64

Updated Residual Value Of Vehicle

{MONETARY}

AUTL65

Date Of Updated Residual Valuation Of Vehicle

{DATEFORMAT}

AUTL66

Date Of Restructuring

{DATEFORMAT}

AUTL67

Date Last In Arrears

{DATEFORMAT}

AUTL68

Arrears Balance

{MONETARY}

AUTL69

Number Of Days In Arrears

{INTEGER-9999}

AUTL70

Account Status

{LIST}

AUTL71

Reason for Default or Foreclosure

{LIST}

AUTL72

Default Amount

{MONETARY}

AUTL73

Default Date

{DATEFORMAT}

AUTL74

Allocated Losses

{MONETARY}

AUTL75

Residual Value Losses

{MONETARY}

AUTL76

Cumulative Recoveries

{MONETARY}

AUTL77

Sale Price

{MONETARY}

AUTL78

Deposit Amount

{MONETARY}

AUTL79

Original Lender Name

{ALPHANUM-100}

AUTL80

Original Lender Legal Entity Identifier

{LEI}

AUTL81

Original Lender Establishment Country

{COUNTRYCODE_2}

AUTL82

Originator Name

{ALPHANUM-100}

AUTL83

Originator Legal Entity Identifier

{LEI}

AUTL84

Originator Establishment Country

{COUNTRYCODE_2}