Key Information Document

Purpose

This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products.

Product

[Name of Product]

[Name of PRIIP manufacturer]

(where applicable) [ISIN or UPI]

[website for PRIIP manufacturer]

[Call [telephone number] for more information]

[[Name of Competent Authority] is responsible for supervising [Name of PRIIP Manufacturer] in relation to this Key Information Document]

(where applicable) [This PRIIP is authorised in [name of Member State]]

(where applicable) [[Name of UCITS management company] is authorised in [name of Member State] and regulated by [identity of competent authority]

(where applicable) [Name of AIFM] is authorised in [name of Member State] and regulated by [identity of competent authority]

[date of production of the KID]

[Alert (where applicable) You are about to purchase a product that is not simple and may be difficult to understand]

What is this product?

Type

Term

Objectives

Intended retail investor

[Insurance benefits and costs]

What are the risks and what could I get in return?

Risk

Description of the risk-reward profile

Indicator

Summary Risk Indicator

SRI template and narratives as set out in Annex III, including on possible maximum loss: can I lose all invested capital? Do I bear the risk of incurring additional financial commitments or obligations? Is there capital protection against market risk?

Performance

Performance Scenario templates and narratives as set out in Annex V

Scenarios

Scenarios including where applicable information on conditions for returns to retail investors or built-in performance caps, and statement that the tax legislation of the retail investor’s home Member State may have an impact on actual payout

What happens if [PRIIP manufacturer] is unable to pay out?

Information on whether there is a guarantee scheme, the name of the guarantor or investor compensation scheme operator, including the risks covered and those not covered.

What are the costs?

Narratives on information to be included on other distribution costs

Costs over Time

Template and narratives according to Annex VII

Composition of Costs

Template and narratives according to Annex VI

How long should I hold it and can I take money out early?

Recommended [required minimum] holding period: [x]

Information on whether one can disinvest before maturity, the conditions for this, and applicable fees and penalties if any. Information on the consequences of cashing-in before the end of the term or before the end of the recommended holding period.

How can I complain?

Other relevant information

Where applicable a short description of the information published on past performance