Updated 07/09/2026
Coming into force on 23/09/2026

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Article 7 - Delegated Regulation 2026/1167

Article 7

Fee and commission income component

The fee and commission income component referred to in Article 314(5) of Regulation (EU) No 575/2013 shall include income from ancillary activities to the financial services, including income from IT activities necessary to execute a financial service. Institutions shall calculate the fee and commission income as the sum of the following items:

(a)

fee and commission income from securities;

(b)

fee and commission income from corporate finance;

(c)

fee and commission income from fee-based advice;

(d)

fee and commission income from clearing and settlement;

(e)

fee and commission income from asset management;

(f)

fee and commission income from custody;

(g)

fee and commission income from central administrative services for collective investment;

(h)

fee and commission income from fiduciary transactions;

(i)

fee and commission income from payment services;

(j)

fee and commission income from customer resources distributed but not managed;

(k)

fee and commission income from structured finance;

(l)

fee and commission income from loan servicing activities;

(m)

fee and commission income from loan commitments given;

(n)

fee and commission income from financial guarantees given;

(o)

fee and commission income from loans granted;

(p)

fee and commission income from foreign exchange;

(q)

fee and commission income from commodities;

(r)

other fee and commission income.