1.   For retail qualifying securitised exposures that meet the requirements set out in Article 10, institutions calculating KIRB shall calculate risk-weighted exposure amounts for credit risk in accordance with Articles 154 of Regulation (EU) No 575/2013, and, where applicable, Article 156, point (b), of that Regulation.

2.   For retail qualifying securitised exposures that do not meet the requirements set out in Article 10, institutions calculating KIRB shall calculate risk-weighted exposure amounts for credit risk in accordance with Article 153 of Regulation (EU) No 575/2013, and, where applicable, Article 156, point (b), of that Regulation.

3.   To calculate KIRB for non-retail qualifying securitised exposures, irrespective of whether the conditions of Article 9 of this Regulation for applying retail risk quantification standards are met in respect of such exposures, institutions shall calculate risk-weighted exposure amounts for credit risk in accordance with Article 153 of Regulation (EU) No 575/2013, and, where applicable, Article 156, point (b), of that Regulation.