Article 10
Exchange of information on the outcome of the supervisory review and evaluation for performing group risk assessments and reaching joint decisions
1. For the purposes of reaching joint decisions on institution-specific prudential requirements as referred to in Article 113 of Directive 2013/36/EU, the consolidating supervisor and the relevant members of the college of supervisors shall exchange all necessary information, at both individual and consolidated level, without undue delay.
2. The consolidating supervisor and the members of the college of supervisors shall exchange information on the outcome of the supervisory review and evaluation carried out in accordance with Article 97 of Directive 2013/36/EU. That information shall include the following:
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(a) |
business model analysis, including the assessment of the viability of current business model and sustainability of institution’s forward-looking business strategy; |
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(b) |
internal governance arrangements and institution-wide controls; |
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(c) |
individual risks to institution’s capital, covering the following:
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(d) |
capital adequacy assessment and the assessment of the risk of excessive leverage, including proposed additional own funds required pursuant to Article 104(1), point (a), of Directive 2013/36/EU; |
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(e) |
risks to institution’s liquidity and funding, covering the following:
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(f) |
liquidity adequacy assessment, including proposed quantitative and qualitative liquidity measures pursuant to Article 105 of Directive 2013/36/EU; |
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(g) |
other supervisory measures, including supervisory measures pursuant to Article 102 of Directive 2013/36/EU, or early intervention measures taken or planned to address the inefficiencies identified as a result of the supervisory review and evaluation; |
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(h) |
results of the supervisory stress tests carried out in accordance with Article 100 of Directive 2013/36/EU, including capital adequacy in stressed conditions and any proposed guidance on additional own funds in accordance with Article 104b of Directive 2013/36/EU; |
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(i) |
findings from on-site inspections and off-site monitoring that are relevant for the assessment of the risk profile of the group or any of its entities. |