Article 4 | Credit Servicers Directive | Directive 2021/2167

Article 4 - Directive 2021/2167 (Credit Servicers Directive)

Article 4

General requirements

1. Member States shall require a credit servicer to obtain an authorisation in a home Member State before commencing its activities within its territory in accordance with the requirements set out in the national provisions transposing this Directive.

2. Member States shall confer the power to grant an authorisation referred to in paragraph 1 of this Article upon the competent authorities designated pursuant to Article 21(3).

TITLE I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-3)

TITLE II - CREDIT SERVICERS (Article 4-14)

CHAPTER I - Authorisation of credit servicers (Article 4-12)Article 4 - General requirements Article 5 - Requirements for granting an authorisation GL Article 6 - Ability to hold funds Article 7 - Procedure for authorisation of credit servicers Article 8 - Withdrawal of authorisation Article 9 - List or register of authorised credit servicers GL Article 10 - Relationship with the borrower, communication of the transfer and subsequent communications Article 11 - Contractual relationship between a credit servicer and a credit purchaser Article 12 - Outsourcing by a credit servicer

CHAPTER II - Cross-border credit servicing activities (Article 13-14)

TITLE III - CREDIT PURCHASERS (Article 15-20)

TITLE IV - SUPERVISION (Article 21-23)

TITLE V - SAFEGUARDS AND DUTY TO COOPERATE (Article 24-26)

TITLE VI - AMENDMENTS (Article 27-28)

TITLE VII - FINAL PROVISIONS (Article 29-34)

Metadata

Level 2 legal acts

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Article 4 - Directive 2021/2167 (Credit Servicers Directive)

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