Article 25 | PSD2 | Directive 2015/2366 | judict

Updated 04/02/2025

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PSD2 Tool Payment Services Directive (PSD2)

Article 25

Article 25 - Directive 2015/2366 (PSD2)

Article 25

Right to apply to the courts

1. Member States shall ensure that decisions taken by the competent authorities in respect of a payment institution pursuant to the laws, regulations and administrative provisions adopted in accordance with this Directive may be contested before the courts.

2. Paragraph 1 shall apply also in respect of failure to act.

Table of contents

TITLE I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-4)

TITLE II - PAYMENT SERVICE PROVIDERS (Article 5-37)

CHAPTER 1 - Payment institutions (Article 5-34)

Section 1 - General rules (Article 5-18)

Section 2 - Other requirements (Article 19-21)

Section 3 - Competent authorities and supervision (Article 22-31)Article 22 - Designation of competent authorities Article 23 - Supervision Article 24 - Professional secrecy Q&AGL Article 25 - Right to apply to the courts Article 26 - Exchange of information Article 27 - Settlement of disagreements between competent authorities of different Member States Article 28 - Application to exercise the right of establishment and freedom to provide services RTSQ&A Article 29 - Supervision of payment institutions exercising the right of establishment and freedom to provide services RTS Article 30 - Measures in case of non-compliance, including precautionary measures Article 31 - Reasons and communication

Section 4 - Exemption (Article 32-34)

CHAPTER 2 - Common provisions (Article 35-37)

TITLE III - TRANSPARENCY OF CONDITIONS AND INFORMATION REQUIREMENTS FOR PAYMENT SERVICES (Article 38-60)

TITLE IV - RIGHTS AND OBLIGATIONS IN RELATION TO THE PROVISION AND USE OF PAYMENT SERVICES (Article 61-103)

TITLE V - DELEGATED ACTS AND REGULATORY TECHNICAL STANDARDS (Article 104-106)

TITLE VI - FINAL PROVISIONS (Article 107-117)

ANNEX I Q&A ANNEX II