Updated 04/02/2025
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Version from: 17/01/2025
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ANNEX I - Directive 2015/2366 (PSD2)

ANNEX I

PAYMENT SERVICES

(as referred to in point (3) of Article 4)

1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.

2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.

3. Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:

(a) 

execution of direct debits, including one-off direct debits;

(b) 

execution of payment transactions through a payment card or a similar device;

(c) 

execution of credit transfers, including standing orders.

4. Execution of payment transactions where the funds are covered by a credit line for a payment service user:

(a) 

execution of direct debits, including one-off direct debits;

(b) 

execution of payment transactions through a payment card or a similar device;

(c) 

execution of credit transfers, including standing orders.