Article 8
Fee and commission expenses component
The fee and commission expenses component referred to in Article 314(5) of Regulation (EU) No 575/2013 shall include the expenses from ancillary activities to the financial services, including expenses from IT activities necessary to execute a financial service. Institutions shall calculate the fee and commission expenses as the sum of the following items:
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(a) |
fee and commission expenses from securities; |
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(b) |
fee and commission expenses from clearing and settlement; |
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(c) |
fee and commission expenses from asset management; |
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(d) |
fee and commission expenses from custody; |
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(e) |
fee and commission expenses from payment services; |
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(f) |
fee and commission expenses from loan servicing activities; |
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(g) |
fee and commission expenses from loan commitments received; |
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(h) |
fee and commission expenses from financial guarantees received; |
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(i) |
fee and commission expenses from externally provided distribution of products; |
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(j) |
fee and commission expenses from foreign exchange; |
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(k) |
other fee and commission expenses. |