Updated 05/02/2025
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Article 47 - Directive 2013/36/EU (CRD IV)

Attention! The current consolidated version does not take into account changes made to this Article by Directive 2024/1619. Please consult Directive 2024/1619 to review the changes made to the Article.

Article 47

Notification in relation to third-country branches and conditions of access for credit institutions with such branches

1.   Member States shall not apply to branches of credit institutions having their head office in a third country, when commencing or continuing to carry out their business, provisions which result in more favourable treatment than that accorded to branches of credit institutions having their head office in the Union.

2.   The competent authorities shall notify the Commission, EBA and the European Banking Committee established by Commission Decision 2004/10/EC (23) of all authorisations for branches granted to credit institutions having their head office in a third country.

3.   The Union may, through agreements concluded with one or more third countries, agree to apply provisions which accord to branches of a credit institution having its head office in a third country identical treatment throughout the territory of the Union.


(23)   OJ L 3, 7.1.2004, p. 36.