Updated 05/02/2025
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Version from: 30/12/2024
Amendments (4)
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Article 56 - Directive 2013/36/EU (CRD IV)

Attention! The current consolidated version does not take into account changes made to this Article by Directive 2024/1619. Please consult Directive 2024/1619 to review the changes made to the Article.

Article 56

Exchange of information between authorities

Article 53(1) and Article 54 shall not preclude the exchange of information between competent authorities within a Member State, between competent authorities in different Member States or between competent authorities and the following, in the discharge of their supervisory functions:

(a) 

authorities entrusted with the public duty of supervising other financial sector entities and the authorities responsible for the supervision of financial markets;

(b) 

authorities or bodies charged with responsibility for maintaining the stability of the financial system in Member States through the use of macroprudential rules;

(c) 

reorganisation bodies or authorities aiming at protecting the stability of the financial system;

(d) 

contractual or institutional protection schemes as referred to in Article 113(7) of Regulation (EU) No 575/2013;

(e) 

bodies involved in the liquidation and bankruptcy of institutions and in other similar procedures;

(f) 

persons responsible for carrying out statutory audits of the accounts of institutions, insurance undertakings and financial institutions;

(g) 

authorities responsible for supervising the obliged entities listed in points (1) and (2) of Article 2(1) of Directive (EU) 2015/849 of the European Parliament and of the Council ( 9 ) for compliance with that Directive, and financial intelligence units;

(h) 

competent authorities or bodies responsible for the application of rules on structural separation within a banking group.

Article 53(1) and Article 54 shall not preclude the disclosure to bodies which administer deposit-guarantee schemes and investor compensation schemes of information necessary for the exercise of their functions.

The information received shall in any event be subject to professional secrecy requirements at least equivalent to those referred to in Article 53(1).


( 9 ) Directive (EU) 2015/849 of the European Parliament and of the Council of 20 May 2015 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, amending Regulation (EU) No 648/2012 of the European Parliament and of the Council, and repealing Directive 2005/60/EC of the European Parliament and of the Council and Commission Directive 2006/70/EC (OJ L 141, 5.6.2015, p. 73).