Updated 05/02/2025
In force

Initial Legal Act
Amendments (10)
There is currently no Level 2 legal act based on or specifying Article 4.
EBA/DC/2015/130
Published: 23/09/2015
Art. 4(2)
EBA/DC/2016/156
Published: 31/05/2016
Art. 4(2)(i)
EBA/DC/2020/334
Published: 05/06/2020
Art. 4(2)(i)
EBA/DC/2020/337
Published: 05/06/2020
Art. 4(2)(i)
EBA/DC/2020/336
Published: 05/06/2020
Art. 4(2)(i), 4(2)(v)
EBA/DC/2019/268
Published: 03/04/2019
Art. 4(2)(iv)
EBA/DC/2019/268
Published: 03/04/2019
Art. 4(2)(viii)
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EBAR ToolEuropean Banking Authority Regulation (EBAR)
Article 4

Article 4 - Regulation 1093/2010 (EBA Regulation)

Attention! This article will be amended on 31/12/2025. Please consult Regulation 2024/1620 to review the changes that will be made to the article.

Article 4

Definitions

For the purposes of this Regulation the following definitions apply:

(1)

‘financial institutions’ means ‘credit institutions’ as defined in Article 4(1) of Directive 2006/48/EC, ‘investment firms’ as defined in Article 3(1)(b) of Directive 2006/49/EC, and ‘financial conglomerates’ as defined in Article 2(14) of Directive 2002/87/EC, save that, with regard to Directive 2005/60/EC, ‘financial institutions’ means credit institutions and financial institutions as defined in Article 3(1) and (2) of that Directive;

(2)

‘competent authorities’ means:

(i)

competent authorities as defined in Directives 2006/48/EC, 2006/49/EC and 2007/64/EC and as referred to in Directive 2009/110/EC;

(ii)

with regard to Directives 2002/65/EC and 2005/60/EC, the authorities competent for ensuring compliance with the requirements of those Directives by credit and financial institutions; and

(iii)

with regard to deposit guarantee schemes, bodies which administer deposit-guarantee schemes pursuant to Directive 94/19/EC, or, where the operation of the deposit-guarantee scheme is administered by a private company, the public authority supervising those schemes pursuant to that Directive.