Article 18

This Directive is addressed to the Member States.

Done at Brussels, 3 March 1997.

For the European Parliament

The President

J. M. GIL-ROBLES

For the Council

The President

M. DE BOER

(1) OJ No C 321, 27. 11. 1993, p. 15 and OJ No C 382, 31. 12. 1994, p. 27.

(2) OJ No C 127, 7. 5. 1994, p. 1.

(3) Opinion delivered on 28 July 1995.

(4) European Parliament opinion of 19 April 1994 (OJ No C 128, 9. 5. 1994, p. 85), Council common position of 23 October 1995 (OJ No C 320, 30. 11. 1995, p. 9) and European Parliament Decision of 12 March 1996 (OJ No C 96, 1. 4. 1996, p. 28). Decision of the Council of 17 February 1997 and Decision of the European Parliament of 19 February 1997 (OJ No C 85, 17. 3. 1997).

(5) OJ No L 141, 11. 6. 1993, p. 27.

(6) OJ No L 135, 31. 5. 1994, p. 5.

(7) First Council Directive 77/780/EEC of 12 December 1977 on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of credit institutions (OJ No L 322, 17. 12. 1977, p. 30). Directive as last amended by Directive 89/646/EEC (OJ No L 386, 30. 12. 1989, p. 1).

(8) Second Council Directive 89/646/EEC of 15 December 1989 on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of credit institutions and amending Directive 77/780/EEC (OJ No L 386, 30. 12. 1989, p. 1). Directive as last amended by Directive 92/30/EEC (OJ No L 110, 28. 4. 1992, p. 52).

(9) OJ No L 110, 28. 4. 1992, p. 52.

(10) OJ No L 166, 28. 6. 1991, p. 77.