Updated 18/10/2024
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Version from: 21/03/2024
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Article 10 - Annual contributions of small institutions

Article 10

1.  
Institutions whose total liabilities, less own funds and covered deposits, are equal to or less than EUR 50 000 000 , and whose total assets are less than EUR 1 000 000 000 , shall pay a lump-sum of EUR 1 000 as annual contribution for each contribution period.
2.  
Institutions whose total liabilities, less own funds and covered deposits, are above EUR 50 000 000 but equal to or less than EUR 100 000 000 , and whose total assets are less than EUR 1 000 000 000 , shall pay a lump-sum of EUR 2 000 as annual contribution for each contribution period.
3.  
Institutions whose total liabilities, less own funds and covered deposits, are above EUR 100 000 000 but equal to or less than EUR 150 000 000 , and whose total assets are less than EUR 1 000 000 000 , shall pay a lump-sum of EUR 7 000 as annual contribution for each contribution period.
4.  
Institutions whose total liabilities, less own funds and covered deposits, are above EUR 150 000 000 but equal to or less than EUR 200 000 000 , and whose total assets are less than EUR 1 000 000 000 , shall pay a lump-sum of EUR 15 000 as annual contribution for each contribution period.
5.  
Institutions whose total liabilities, less own funds and covered deposits, are above EUR 200 000 000 but equal to or less than EUR 250 000 000 , and whose total assets are less than EUR 1 000 000 000 , shall pay a lump-sum of EUR 26 000 as annual contribution for each contribution period.
6.  
Institutions whose total liabilities, minus own funds and covered deposits, are above EUR 250 000 000 but equal to or less than EUR 300 000 000 , and whose total assets are less than EUR 1 000 000 000 , shall pay a lump-sum of EUR 50 000 as annual contribution for each contribution period.
7.  
Without prejudice to paragraph 8, if the institution provides sufficient evidence that the lump sum amount referred to in paragraphs 1 to 6 is higher than the contribution calculated in accordance with Article 5, the resolution authority shall apply the lower.
8.  

Notwithstanding paragraphs 1 to 6, a resolution authority may adopt a reasoned decision determining that an institution has a risk profile that is disproportionate to its small size and apply Articles 5, 6, 7, 8 and 9 to that institution. That decision shall be based on the following criteria:

(a) 

the business model of an institution;

(b) 

the information reported by that institution pursuant to Article 14;

(c) 

the risk pillars and indicators referred to in Article 6;

(d) 

the assessment of the competent authority as regards the risk profile of that institution.

9.  
Paragraphs 1 to 8 shall not apply to those institutions whose total liabilities, less own funds and covered deposits are equal to or less than EUR 300 000 000 after the liabilities referred to in Article 5(1) have been excluded.
10.  
The exclusions referred to Article 5(1) shall not be taken into account when applying paragraphs 1 to 9 to institutions whose total liabilities, less own funds and covered deposits are equal to or less than EUR 300 000 000 before the liabilities referred to in Article 5(1) have been excluded.