eiopa.europa.eu/document/download/6e43b118-3e15-44e8-84f6-623debb87e05_en?filename=Joint%20CP%20on%20mechanistic%20references%20to%20credit%20ratings%20in%20the%20ESAs%E2%80%99%20guidelines%20and%20recommendations.pdf
JC/CP/2013/02