eiopa.europa.eu/document/download/1cbf0ad2-6267-4d8f-a366-0abf537d23b6_en?filename=Final%20Report%20on%20mechanistic%20references%20to%20credit%20ratings%20in%20the%20ESAs%E2%80%99%20guidelines%20and%20recommendations.pdf
JC/2014/004