eba.europa.eu/sites/default/documents/files/documents/10180/740958/a93497ce-fa05-44f1-a1b7-45d4438f4548/EBA-CP-2014-10%20CP%20on%20draft%20RTS%20on%20roll%20out%20and%20PPU%20of%20IRB%20approach.pdf
EBA/CP/2014/10
Referral from Article 152 CRR