eba.europa.eu/sites/default/documents/files/documents/10180/561374/da124d04-73ad-4981-9faf-ee6697040dae/EBA-RTS-2014-01%20%28Own%20Funds%20-%20Fixed%20Overheads%29.pdf
EBA/RTS/2014/01
Referral from Article 97 CRR