eba.europa.eu/sites/default/documents/files/documents/10180/2220392/02a2eb71-e013-4539-a019-96ad9e379228/Consultation%20paper%20on%20guidelines%20for%20downturn%20LGD%20estimation%20%28EBA%20CP%202018%2008%29.pdf
EBA/CP/2018/08
Referral from Article 177 CRR