eba.europa.eu/sites/default/documents/files/documents/10180/1597103/004d3356-a9dc-49d1-aab1-3591f4d42cbb/Final%20Report%20on%20Guidelines%20on%20default%20definition%20%28EBA-GL-2016-07%29.pdf
EBA/GL/2016/07
Referral from Article 178 CRR