eba.europa.eu/sites/default/files/document_library/Publications/Consultations/2020/Draft%20Guidelines%20under%20Articles%2017%20and%2018%284%29%20of%20Directive%20%28EU%29%202015/849%20on%20customer/JC%202019%2087%20CP%20on%20draft%20GL%20on%20MLTF%20risk%20factors.pdf
JC/2019/87