CRR Tool
Capital Requirements Regulation (CRR)
Article 433b
Article 433b - Disclosures by <a class="definition" data-tip="<div class="grid-list-column-2"> <p class="norm">‘small and non-complex institution’ means an institution that meets all the following conditions:</p> <div class="grid-container grid-list"> <div class="list grid-list-column-1"> <span>(a) </span> </div> <div class="grid-list-column-2"> <p class="norm">it is not a large institution.</p> </div> </div> <div class="grid-container grid-list"> <div class="list grid-list-column-1"> <span>(b) </span> </div> <div class="grid-list-column-2"> <p class="norm">the total value of its assets on an individual basis or, where applicable, on a consolidated basis in accordance with this Regulation and Directive 2013/36/EU is on average equal to or less than the threshold of EUR 5 billion over the four-year period immediately preceding the current annual reporting period; Member States may lower that threshold.</p> </div> </div> <div class="grid-container grid-list"> <div class="list grid-list-column-1"> <span>(c) </span> </div> <div class="grid-list-column-2"> <p class="norm">it is not subject to any obligations, or is subject to simplified obligations, in relation to recovery and resolution planning in accordance with Article 4 of Directive 2014/59/EU.</p> </div> </div> <div class="grid-container grid-list"> <div class="list grid-list-column-1"> <span>(d) </span> </div> <div class="grid-list-column-2"> <p class="norm">its trading book business is classified as small within the meaning of Article 94(1).</p> </div> </div> <div class="grid-container grid-list"> <div class="list grid-list-column-1"> <span>(e) </span> </div> <div class="grid-list-column-2"> <p class="norm">the total value of its derivative positions held with trading intent does not exceed 2 % of its total on- and off-balance-sheet assets and the total value of its overall derivative positions does not exceed 5 %, both calculated in accordance with Article 273a(3).</p> </div> </div> <div class="grid-container grid-list"> <div class="list grid-list-column-1"> <span>(f) </span> </div> <div class="grid-list-column-2"> <p class="norm">more than 75 % of both the institution's consolidated total assets and liabilities, excluding in both cases the intragroup exposures, relate to activities with counterparties located in the European Economic Area.</p> </div> </div> <div class="grid-container grid-list"> <div class="list grid-list-column-1"> <span>(g) </span> </div> <div class="grid-list-column-2"> <p class="norm">the institution does not use internal models to meet the prudential requirements in accordance with this Regulation except for subsidiaries using internal models developed at the group level, provided that the group is subject to the disclosure requirements laid down in Article 433a or 433c on a consolidated basis.</p> </div> </div> <div class="grid-container grid-list"> <div class="list grid-list-column-1"> <span>(h) </span> </div> <div class="grid-list-column-2"> <p class="norm">the institution has not communicated to the competent authority an objection to being classified as a small and non-complex institution.</p> </div> </div> <div class="grid-container grid-list"> <div clas
Table of content
Article 387 - Subject matterArticle 389 - DefinitionQ&AArticle 390 - Calculation of the exposure valueITS/RTSQ&AArticle 391 - Definition of an institution for large exposures purposesITS/RTSQ&AArticle 392 - Definition of a large exposureQ&AArticle 393 - Capacity to identify and manage large exposuresArticle 394 - Reporting requirementsITS/RTSQ&AArticle 395 - Limits to large exposuresQ&AOPGLArticle 396 - Compliance with large exposures requirementsGLArticle 397 - Calculating additional own funds requirements for large exposures in the trading bookArticle 398 - Procedures to prevent institutions from avoiding the additional own funds requirementArticle 399 - Eligible credit mitigation techniquesQ&AArticle 400 - ExemptionsQ&AArticle 401 - Calculating the effect of the use of credit risk mitigation techniquesQ&AOPArticle 402 - Exposures arising from mortgage lendingQ&AArticle 403 - Substitution approachQ&AGL
Article 429 - Calculation of the leverage ratioQ&AArticle 429a - Exposures excluded from the total exposure measureQ&ADCArticle 429b - Calculation of the exposure value of assetsQ&AArticle 429c - Calculation of the exposure value of derivativesQ&AArticle 429d - Additional provisions on the calculation of the exposure value of written credit derivativesQ&AArticle 429e - Counterparty credit risk add-on for securities financing transactionsQ&AArticle 429f - Calculation of the exposure value of off-balance-sheet itemsQ&AArticle 429g - Calculation of the exposure value of regular-way purchases and sales awaiting settlementQ&A
Article 430 - Reporting on prudential requirements and financial informationITS/RTSQ&AArticle 430a - Specific reporting obligationsQ&AArticle 430b - Specific reporting requirements for market riskITS/RTSArticle 430c - Feasibility report on the integrated reporting system
Article 456 - Delegated actsQ&AOPArticle 457 - Technical adjustments and correctionsArticle 458 - Macroprudential or systemic risk identified at the level of a Member StateOPArticle 459 - Prudential requirementsArticle 460 - LiquidityITS/RTSQ&AArticle 461 - Review of the phasing-in of the liquidity coverage requirementArticle 461a - Alternative standardised approach for market riskArticle 462 - Exercise of the delegationArticle 463 - Objections to regulatory technical standardsArticle 464 - European Banking Committee
Article 433b
Disclosures by small and non-complex institutions
1.
Small and non-complex institutions shall disclose the information outlined below with the following frequency:
(a)
on an annual basis the information referred to in:
(i)
points (a), (e) and (f) of Article 435(1);
(ii)
point (d) of Article 438;
(iii)
points (a) to (d), (h), (i), (j) of Article 450(1);
(b)
on a semi-annual basis the key metrics referred to in Article 447.
2.
By way of derogation from paragraph 1 of this Article, small and non-complex institutions that are non-listed institutions shall disclose the key metrics referred to in Article 447 on an annual basis.